If you are getting a new mortgage or renewing an old one in the next 4 months, we advise calling us to get your mortgage pre-approved now. There is no obligation in doing this, and it will guarantee you the financial institution's lowest rate for up to the next 120 days.

1st mortgage rates as of November 03, 2008

Term	Variable	1 year	2 year	3 year	4 year	5 year	7 year	10 year
Prime/Posted Rate	4.00	6.20	6.35	6.70	7.04	7.20	7.65	8.00
Our Best Rate	5.00	4.35	5.35	5.34	5.45	5.79	6.50	6.75

**rates are compounded semi annually and are subject to change without notice, OAC.

Please contact us to obtain today's best rates.